The Benefits of
Medavie Blue Cross Personal Health Insurance.
Personal health insurance products help lower your risk of being burdened by expenses for preventive care or medical bills as a result of an illness or accident. While provincial health plans provide coverage for many health expenses, there are gaps that can have a significant impact on your finances. For example, depending on the province or territory where you live, you may have to pay for:
- Prescription drugs to treat a chronic or serious health condition
- Emergency medical services provided in another country
- Practitioners like physiotherapists to promote wellness or help with injury recovery
- Medical equipment to assist with your mobility
Individual health plans offered by Medavie Blue Cross are uniquely designed to provide services that supplement each province’s government health plan. They offer an excellent range of supplementary health and dental benefits, including prescription drug, vision, and hospital.
Whether you’re self-employed, between jobs or retired, there is a perfect health care package of benefits available for you and your family through Medavie Blue Cross. With the ongoing changes to provincial health care plans, it is important to ensure you have affordable protection against unexpected medical expenses.
And did you know that the premiums for your individual health plan are eligible medical expenses under the Canadian Federal Income Tax Act?
Dealing with the stress of a loved one’s passing is never easy. If you have ever handled someone’s death arrangements and planned their funeral, you will appreciate the last thing you want to deal with is financial complications and racking up large amounts of debt to pay for the cost of a funeral.
We have a variety of comprehensive life insurance plans available to us which allows us to tailor your plan and provide the coverage amount you desire at a cost that is affordable to you. This ensures your loved ones will have peace of mind financially if the worst happens. You may also wish to leave a gift behind for one or more family members. The life insurance policies pay out promptly and on value, to further reduce the financial stress of this difficult period.
A trip to the dentist for a regular checkup is usually nothing to worry about. However, the rising cost of dental work is often more painful than a root canal. Also, provincial health plans generally do not cover dental work that happens outside of the hospital with the exception of Nova Scotia MSI which provides routine dental coverage for children only under the age of 14yr.
You can cover your whole family for dental care with our insurance plans. Whether you want to protect your children’s teeth and maintain those beautiful school photograph smiles, top up an existing plan or ensure you have coverage for costly orthodontic work, comprehensive dental insurance plans help you to do just that.
Maintaining oral health doesn’t need to be painful with a tailored insurance plan from Medavie Blue Cross!
Like our oral health, our eyesight is invaluable. Every year, countless Canadian citizens go without suitable eye examinations and the correct prescription glasses or contact lenses because of financial constraints. As well as the direct implications of not being able to see correctly, there are more serious issues to consider.
Not using glasses and straining your eyes, or indeed using the wrong visual correction aid can cause headaches and migraines, impact your social life, and make everyday tasks more of a struggle. On top of this, regular visits to the optometrist help to pick up on the early onset of certain conditions and generally help to maintain your quality of vision throughout the duration of your lifetime. Paying an insurance premium monthly lowers the cost of eye care and vision services to ensure these are affordable for you.
All too often we hear about sky-high medical bills and the increasing cost of prescription drugs. We never know when we are likely to find ourselves in a medical emergency. After all, an emergency by its very nature is not something we can plan for. You can be prepared, however, by covering your family with a comprehensive health insurance plan.
While some employers may offer a group health insurance plan, many do not. As well, the benefits under many group plans may not be as comprehensive as an individual plan. A personal insurance plan from Medavie Blue Cross can offer more comprehensive coverage than a typical employer group health plan.
However, if you do have a group health plan and the coverage under this fulfills your needs, we would highly recommend one consider Assured Access to guarantee you and your loved ones future insurability. This product is only offered by Medavie Blue Cross, think of it as a life protection no matter what the future holds!
Holidays should be stress-free. When something goes wrong, medical bills and other financial spin-offs can quickly mount up. In the event of an injury or medical claim overseas or while traveling away from home within Canada, a Blue Cross Travel plan will help to pick up the pieces and ensure you are able to return home or continue your travels, whichever is more suitable and applicable for your circumstances.
Giving Feels Great
As an independent agent, we are able to offer health and life insurance plans from various insurers. However, when it comes to health insurance, Medavie Blue Cross is not only the largest provider of health and dental insurance in Atlantic Canada but also a non-profit organization. As such, Medavie Blue Cross is focused on developing partnerships and supporting programs in our communities through the Medavie Health Foundation – so when you take out an insurance plan with Medavie Blue Cross, you are also giving back to your communities.
Call Blue Country Insurance today
Don’t take risks with your health. Contact our knowledgeable agents today who can tailor an insurance package to your specific needs. We provide a range of insurance packages designed to protect you and your family across every unfortunate circumstance and provide you with complete peace of mind. At Blue Country Insurance, our friendly staff has over 20 years experience in providing Atlantic Canadians with comprehensive insurance policies. We pride ourselves not only on providing expert advice and customer service but also in providing highly affordable plans, tailored to your requirements. You can find our direct number on the contact us page, or send us an e-mail and we will reply to you as soon as possible.
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