With 2021 underway and COVID showing no signs of disappearing, many people are considering health insurance for the first time. Whether you are over 65 with existing conditions, young with no existing health conditions, or anything in between, you can gain mental and financial security by locking in a policy now.
Since the pandemic hit, we all feel a tad more vulnerable, and our futures feel just a little more uncertain. The results of this feeling have led to a string of life-securing decisions being made en masse – people are moving in with partners, buying their first homes, and locking in health and life insurance policies to protect their financial future.
Age is just a number
We have seen with COVID has ravaged our communities from the very young to the very old. The infection is non-discriminate with those it affects. While the mortality rate is significantly lower for those in younger age brackets, the risk of long COVID is no different. Long COVID can cause significant lifestyle changes, such as job loss and substantial medical fees.
Health insurance can help protect you and your family from unexpected medical costs, whether it is related to COVID, or any other ailment.
Healthcare costs are rising
We should be proud to have such an outstanding universal healthcare system in Canada, but costs are rising year on year. With job uncertainty on everyone’s minds, locking in a healthcare policy now could save you mental anguish down the line.
If you get sick, your personal rates will not increase above the regular rates for your plan.
The premium you pay for coverage is adjusted each year for all plan holders based on inflation, increasing costs in healthcare and overall claim trends. Policy price increases are minimal each year, so you will always know what to expect.
Take it into your own hands
65% of Canadians currently have some form of health insurance, but this is predominantly through employers. It’s great to see employers offering health insurance, but if you have specific needs or wants, setting up your own policy can give you the freedom to make sure it covers everything you want it to.
Skip the queues
Those without COVID are feeling the strain in scheduled healthcare too. Routine appointments are being delayed or cancelled due to the immense strain on the national healthcare system. Health insurance can put you in front of an online doctor as soon as possible.
Health Insurance COVID Facts
If you are looking at putting a policy in place, please bear in mind the following information:
- COVID tests are available through the government so are usually not available through your insurance.
- At this time, all vaccines are administered through governmental channels, so again, this will not be available through your insurance.
Protect your future from just a few dollars a month
Whether you are concerned about the potential effects of COVID or just feeling a little more mortal because of it, health insurance can buy you peace of mind in a stressful time. Protect your future health and finances by getting a quote today.
Blue Country Insurance – all your protection under one roof… because your health and life matters.
