Getting health insurance coverage when you are healthy is undoubtedly one of the best decisions you will ever make.
If you wait until you become ill or injured to apply for a health insurance plan, your coverage could be limited or even denied. If you are accepted, your premiums could be much higher and your existing medical conditions will not be covered, leaving you to pay for the costs associated with your illness.
Provincial health plans generally do not cover prescription drugs, dental work or even treatments that happen outside the hospital or doctor’s office. Personal health insurance guarantees you access to affordable treatments and provides coverage towards expensive drugs, dental work and other costly health expenses.
Benefits of Individual Health Insurance: