Dental Insurance Halifax

Individual Dental Insurance – Our plans will make you smile!

What is your situation?

My current group plan does not include dental
As of right now, I only require dental coverage
To complement my existing plan

If you answered yes to one or more of the points above – don’t worry we have the perfect plan for you!

A Medavie Blue Cross dental plan provides dental benefits for individuals and their families who do not have access to a dental plan.

The cost of the dental coverage varies based on your age, gender and the number of dependents.

Benefits Of Dental Insurance

There is a proven link between oral health and good overall health. Seeing your dentist regularly is an important part of maintaining good oral health to keep your teeth and gums healthy. Having oral health issues such as cavities and gum disease can lead to more serious health issues, such as diabetes, respiratory problems, heart disease and stroke and many others.

Having dental insurance can help to offset the costs of routine dentist visits for your annual checkup and cleaning, x-rays, fillings, extractions, denture services and more. Have peace of mind in knowing that if an unforeseen dental issue arises, you can go to the dentist to get proper treatment without an expensive dental bill.

Millions of people in Canada do not have an appropriate dental plan in place. Although provincial health plans are available, these only cover specific dental services for certain individuals, mainly children and family income restrictions do exist. In addition, these provincial plans do not cover the wide assortment of dental care that children need. They also vary by province as to the services they cover, the age of the children who can access these services and the cost of the service that is reimbursed. For instance, fillings and extractions are not covered for children on some provincial plans.

Below are the provincial dental plans currently in place for children in Atlantic Canada.

Nova Scotia Children’s Oral Health Program: https://novascotia.ca/dhw/children-dental/

Newfoundland Children’s Dental health Program: http://www.health.gov.nl.ca/health/dentalservices/general_info.html

New Brunswick Healthy Smiles, Clear Vision Program http://www2.gnb.ca/content/gnb/en/departments/social_development/promos/healthy_smiles_clear_vision.htm

Does Your Family Need a Dental Insurance Plan?

Keep in mind the provincial dental plans only cover some of the dental care children require. There are other routine services children often require that are not covered by such plans. These being:

Additional Cleanings
Fillings – some provincial plans do not cover fillings for children
Orthodontics

If these services are important to you and your family or if you reside in a province that has no provincial dental plan in place for children, you will pay out of pocket. Some of these services such as orthodontics can be costly.

Medavie Blue Cross’ dental plans can provide coverage starting at just $33.09 per month!

Medavie Blue Cross’s Stand Alone Dental Insurance 70% Dental Coverage No Maximum
Benefits	Services Provided	Coverage
Preventive Services	Cleaning: One unit of scaling and one unit of polishing per calendar year (one unit = 15 minutes of time) Fluoride treatment – one per calendar year Sealants	70%
Exams	One exam per calendar year Emergency examinations	70%
X-rays	Full mouth series, including bitewings – limited to one in any 36 month period Panoramic film – limited to one in any 36-month period	70%
Restorative Services	Fillings	70%
Root Canal therapy	Root Canal	70%
Surgical Services	Extractions	70%
Denture Services	Denture Repairs: Minor adjustments; denture cleaning and repair Denture Relining: Limited to one in any 24 month period Denture Rebasing: Limited to one in any 24 month period	70%
Accidental Death and Dismemberment Coverage	Accidental loss of life or loss of limb up to: Maximum of $25,000 plan owner and spouse Maximum of $5,000 each dependent

Under the Elements plan, one can obtain more comprehensive dental coverage such as periodontal services, major services for crowns, implants, bridges, and dentures as well as orthodontics for children under 18.

*Contact Blue Country Insurance for All Your Dental Insurance Needs in Halifax, Nova Scotia, and Atlantic Canada.

*Blue Country Insurance has been providing Halifax Dental Insurance plans since 1999 for Nova Scotia and all of Atlantic Canada, let us help you find your perfect plan today!

* We provide individual, couples, and family dental insurance plans to match your needs.