The pandemic may be in the rear-view mirror, but there’s still one key concern for those travelling near and far – security and healthcare access when they are away from home. What if your trip gets cancelled or restrictions make it untenable? What does travel insurance cover, and is it worth the price?
Whether you are a solo traveler or jetting off with the family, disease and staff shortages remain primary concerns for everyone. Travel insurance was once considered a luxury. As prices decreased, it became affordable for all to relax over holiday planning.
Who is travel insurance for?
Travel insurance is very flexible and scalable to your needs. You can choose to cover yourself or your whole family. Many people are surprised to discover that if you take just two trips a year, it may be more economical to have an annual policy!
Travel insurance is customizable in many ways. You can cover existing health conditions. You can reduce your payments if you wish to pay an excess. There are even specific policies if you are one of Canada’s many “snowbirds” who journey South to escape our harsh winters.
The Canadian government recommends all Canadians have travel insurance in place, even if they only go to the US for a single day.
Travelling within Canada
Many health insurance policies don’t cover you once you cross province lines and healthcare costs fluctuate from province to province. Ensure you don’t get stung by a costly bill by getting travel insurance for trips within Canada too.
What does travel insurance cover?
Healthcare is one of the primary concerns for travelers everywhere. Once you leave Canada, healthcare prices can escalate, particularly if you are visiting the US. Our travel insurance covers up to $5,000,000 of emergency medical care, and this includes:
- Medical services
- Paramedical services
- Professional services
- Emergency transportation
- Vehicle return
- Accommodation and food if your journey home is delayed for medical reasons i.e., you have to isolate before your return
Trip cancellations and delays
COVID restrictions are hopefully behind us, but things can change quickly, and holiday plans can be harder to change. The primary reason for the recent increase in the popularity of travel insurance is its ability to protect holidaymakers from delays and cancellations. Set the coverage you need to protect your holiday plans and book without concern.
With delayed flights, travel insurance can cover any expenses you incur, such as accommodation, meals, and connection changes.
We all know someone who has lost their baggage, at least temporarily, due to an airline error. We now take far more tech with us when you travel, so adding some baggage protection can mean you can switch off from the stress even if you can’t switch off from your emails!
We never expect the worst to happen, especially on vacation, but should an accident occur, your travel insurance policy can cover you for accidental death or dismemberment. It may not be your primary holiday concern, but that extra security is there should you or your loved ones need it.
Plan your trip with peace of mind
It’s time to go and make new memories; that’s easier to do when you have peace of mind over your holiday plans. If you would like to discuss our travel coverage as an individual or a family, please contact us for more information. Bon voyage!
Blue Country Insurance – all your protection under one roof… because your health and life matters.